₹40 lakh home loan: How much can you save if interest rate falls from 10% to 9% over 10, 20, 30 years?

A ₹40 lakh home loan at 9% instead of 10% could save borrowers ₹2.63 lakh over 10 years, ₹6.27 lakh over 20 years and ₹10.50 lakh over 30 years. Here is a breakdown of monthly EMIs, interest costs and repayment strategies.