Financial Calculators — Investment Calculators for India
Good financial decisions start with good numbers, and this is your one-stop hub for the calculators that Indian investors and savers reach for most. Whether you are working out how a monthly SIP will compound into a retirement corpus, comparing the EMI on a home loan, estimating the maturity value of a PPF or fixed deposit, or checking the CAGR your portfolio has delivered, you will find a purpose-built tool here — all free and requiring no sign-up. Each calculator uses Indian conventions: values are shown in rupees, deposit tools reflect current PPF and FD norms, and the tax calculator follows Indian income tax slabs. Beyond the basics, you can plan early retirement with the FIRE calculator, project your goals with the goal planner, work out the impact of inflation on your savings, and estimate trading costs with the brokerage and margin calculators. Pick a calculator below, adjust the inputs to match your situation, and see instant results with clear charts and year-by-year breakdowns to guide your planning.
Brokerage Calculator — Trading Charges
Find out exactly how much you pay per trade across equity delivery, intraday, futures, and options segments. This calculator breaks down every charge — brokerage, STT, GST, stamp duty, and exchange fees — so you can see your net profit or loss after all deductions. Compare costs between popular brokers like Zerodha, Groww, Angel One, and Upstox to pick the one that costs you the least. Knowing your true trading cost helps you set realistic profit targets and avoid trades where charges wipe out the gains.
Brokerage Calculator
Trading charges & profit
Results
Adjust the sliders and click Calculate
Frequently Asked Questions
What charges are included in the brokerage calculation?
The calculator accounts for brokerage fees, Securities Transaction Tax (STT), exchange transaction charges, GST on brokerage and transaction charges, SEBI turnover fees, and stamp duty. Together, these make up the total cost of executing a trade. The exact amounts vary depending on the segment — equity delivery, intraday, futures, or options.
How do discount broker charges compare to full-service brokers?
Discount brokers like Zerodha, Groww, and Upstox typically charge a flat fee of Rs 20 per order (or zero for delivery), while full-service brokers may charge a percentage of trade value, often 0.3% to 0.5%. For active traders placing large orders, discount brokers can save thousands of rupees each month in brokerage alone.
Does brokerage affect my overall trading profitability?
Absolutely. For intraday and F&O traders, brokerage and statutory charges can eat into profits significantly, especially on small trades. A trade that looks profitable before charges may turn into a loss after deducting all costs. That is why calculating your breakeven point — the minimum price move needed to cover charges — is essential before entering a trade.
Frequently Asked Questions
Which financial calculator should I use first?
It depends on your goal. If you are a salaried investor starting to build wealth, the SIP calculator shows how monthly mutual fund investments compound over time. Planning a home or car purchase? The EMI calculator breaks down your loan repayments. For tax-saving deposits, try the PPF and FD calculators, and for retirement, the FIRE and retirement planners help you estimate the corpus you will need.
Are these calculators accurate for the Indian market?
Yes. Every calculator on WealthOrbit is built with Indian conventions in mind — amounts are shown in rupees, the PPF calculator uses the current government-notified interest rate and 15-year lock-in, and the tax calculator reflects Indian income tax slabs. That said, the results are estimates for planning purposes; actual returns, interest rates and tax liabilities can change, so always confirm with your bank, fund house or a qualified advisor.
Do I need to pay or sign up to use these calculators?
No. All calculators on WealthOrbit are completely free to use and require no registration or login. You can run as many scenarios as you like, adjust the inputs, and see instant results with charts and breakdowns. Nothing you enter is stored against an account — the calculations happen right in your browser so you can plan your finances privately and without any cost.
What is the difference between the SIP, lumpsum and CAGR calculators?
The SIP calculator projects returns when you invest a fixed amount every month, while the lumpsum calculator handles a one-time investment growing over a period. The CAGR calculator works the other way — it tells you the compounded annual growth rate an investment actually delivered between two values. Use SIP and lumpsum to plan future investments, and CAGR to measure the past performance of a stock, fund or portfolio.