Compare Mutual Funds — Side-by-Side Analysis
Make better fund selection decisions by comparing mutual funds head-to-head. This tool lets you evaluate up to four funds simultaneously across returns, risk metrics, expense ratios, AUM, and portfolio holdings. Instead of switching between multiple fund pages, get all the data you need in one view. Comparison is especially valuable when you are choosing between similar funds in the same category — small differences in expense ratio or consistency of returns can translate into meaningful gaps over a long investment horizon. Select the funds you want to compare and let the data guide your decision.
Mutual Fund Comparison
Compare up to 4 mutual funds side-by-side on returns, risk metrics, and expense ratios.
Frequently Asked Questions
How many funds can I compare at once?
You can compare up to four mutual funds side by side on this page. This lets you evaluate multiple options within the same category — for example, comparing the top three large-cap funds to see which one has the best risk-adjusted returns. We recommend comparing funds within the same category for a fair assessment, as comparing an equity fund to a debt fund would not yield meaningful insights.
What metrics should I focus on when comparing funds?
Start with returns over multiple time periods (1-year, 3-year, 5-year) to understand consistency. Then look at the expense ratio — lower fees compound into significantly better returns over time. Risk metrics like standard deviation and Sharpe ratio tell you how much volatility you are taking on for your returns. Finally, check portfolio overlap if you own multiple funds to ensure you are not inadvertently concentrated in the same stocks.
Is past performance a reliable indicator for mutual funds?
Past performance is useful for understanding a fund's behavior and consistency, but it does not guarantee future results. A fund that topped the charts last year may underperform next year due to style rotation, fund manager changes, or shifting market conditions. The most valuable signal is consistent above-average performance over 5+ years across different market cycles, not short-term outperformance.
Frequently Asked Questions
What is NAV in a mutual fund?
NAV, or Net Asset Value, is the per-unit price of a mutual fund scheme. It is calculated as the total value of the fund's assets minus its liabilities, divided by the number of outstanding units. Fund houses declare NAV at the end of each business day based on closing prices, and AMFI publishes it. When you invest, you are allotted units at the applicable NAV.
How do I start a SIP in mutual funds in India?
To start a SIP you first complete your KYC, which is mandatory under SEBI rules. You then choose a scheme, decide a monthly amount — often as low as Rs 500 — and set an auto-debit mandate from your bank. On your chosen date each month, units are bought at the prevailing NAV. You can invest directly through an AMC or via a distributor platform.
What is the expense ratio and why does it matter?
The expense ratio is the annual fee a fund charges to manage your money, expressed as a percentage of assets. It covers fund management, administration and distribution costs, and is deducted from the NAV. SEBI caps expense ratios by fund size and type. A lower ratio means more of the return stays with you, which is why direct plans, with no distributor commission, cost less than regular plans.
Are ELSS mutual funds good for tax saving?
ELSS (Equity Linked Savings Scheme) funds qualify for deduction under Section 80C of the Income Tax Act, up to Rs 1.5 lakh a year in the old tax regime. They carry the shortest lock-in among 80C options at just three years and invest mainly in equities, offering growth potential. Returns are market-linked, and gains above Rs 1.25 lakh a year are taxed as long-term capital gains.